Auto Insurance

Protection from life's many milestones.

Product Info

Car/Auto Insurance in Pickering & Ajax

After an accident is not the time to learn what isn’t covered by your car insurance policy. With as many as 400,000 accidents happening in Ontario each year it is easy to understand the benefits of taking just a few moments to talk to a professional when purchasing auto insurance in the Pickering and Ajax region. Here at First Durham, we'll help you avoid a great deal of frustration down the road, better yet, we'll likely save you some money in the process.  


The licensed auto insurance brokers in Pickering, ON are the experts when it comes to finding the best auto insurance policy for you in the Durham Region. Our experienced brokers will show you all of your options, recommend the right limits and make sure you are receiving all of the discounts you are entitled to. Because that’s the way car insurance should be.

What Determines Your Auto Insurance Premium?

The pricing of an Automobile Insurance policy is fairly complicated, but understanding the things that you’re in control of is simple.  Yes, it is true that safer drivers with fewer claims and/or convictions pay less, but there's more to it than that.  The kind of car you drive can also have a significant impact on your rates. In our experience, our Pickering auto insurance providers find it is cheaper to insure domestic over imported vehicles, trucks are often better.  There are other things that are not necessarily in your control; where you live, how your neighbours drive, or the instances of crime in your neighborhood, all of these can have a significant impact on the price you pay for car insurance.  Thankfully the experts at First Durham Insurance have a good handle on the Pickering Car & Auto Insurance Market and are available to help find the right coverage for you. Call or click to get a free Pickering auto insurance quote from one of our brokers.

Product Info

Pickering Auto Insurance

Car/Auto Insurance in Pickering & Ajax

After an accident is not the time to learn what isn’t covered by your car insurance policy. With as many as 400,000 accidents happening in Ontario each year it is easy to understand the benefits of taking just a few moments to talk to a professional when purchasing auto insurance in the Pickering and Ajax region. Here at First Durham, we'll help you avoid a great deal of frustration down the road, better yet, we'll likely save you some money in the process.  


The licensed auto insurance brokers in Pickering, ON are the experts when it comes to finding the best auto insurance policy for you in the Durham Region. Our experienced brokers will show you all of your options, recommend the right limits and make sure you are receiving all of the discounts you are entitled to. Because that’s the way car insurance should be.

Auto Insurance Premium

What Determines Your Auto Insurance Premium?

The pricing of an Automobile Insurance policy is fairly complicated, but understanding the things that you’re in control of is simple.  Yes, it is true that safer drivers with fewer claims and/or convictions pay less, but there's more to it than that.  The kind of car you drive can also have a significant impact on your rates. In our experience, our Pickering auto insurance providers find it is cheaper to insure domestic over imported vehicles, trucks are often better.  There are other things that are not necessarily in your control; where you live, how your neighbours drive, or the instances of crime in your neighborhood, all of these can have a significant impact on the price you pay for car insurance.  Thankfully the experts at First Durham Insurance have a good handle on the Pickering Car & Auto Insurance Market and are available to help find the right coverage for you. Call or click to get a free Pickering auto insurance quote from one of our brokers.

Discounts

Maximize Auto Insurance Discounts

All insurance companies offer discounts, some of which can reduce your premium up to 50%! Plus, when you apply for car insurance in Ajax and surrounds, you’ll see there is more to discounts than simply being claims free or bundling your Home and Auto insurance together. Some carriers offer discounts to students while away at a post-secondary institution, others offer discounts for being a new customer. Don’t worry, you don’t need to know all of them, that’s where we come in. First Durham has access to all these discounts and more through all of our markets. If you start adding up all the discounts for which you qualify, you can significantly reduce your premiums - it’s that easy! Get a free Ajax car insurance quote today from our brokers in the Pickering region and surrounding areas. 

Car Insurance Premiums Tailored To How You Drive

Historically, how much you pay for Pickering auto insurance is greatly influenced by how other people your age and in your neighborhood drive. Are you sick and tired of paying for the poor driving habits of others? Through the use of technology, some insurance companies offer premiums tailored to your exact driving behaviour. Not only do you get a 10% discount just for signing up, with good driving habits, you can shave up to 25% off your premium. Do you want to be rewarded for your good driving behavior? Of course you do. Contact us today for a no-obligation quote.  Bad drivers need not apply!

Discounts

Maximize Discounts

Maximize Auto Insurance Discounts

All insurance companies offer discounts, some of which can reduce your premium up to 50%! Plus, when you apply for car insurance in Ajax and surrounds, you’ll see there is more to discounts than simply being claims free or bundling your Home and Auto insurance together. Some carriers offer discounts to students while away at a post-secondary institution, others offer discounts for being a new customer. Don’t worry, you don’t need to know all of them, that’s where we come in. First Durham has access to all these discounts and more through all of our markets. If you start adding up all the discounts for which you qualify, you can significantly reduce your premiums - it’s that easy! Get a free Ajax car insurance quote today from our brokers in the Pickering region and surrounding areas. 

How You Drive

Car Insurance Premiums Tailored To How You Drive

Historically, how much you pay for Pickering auto insurance is greatly influenced by how other people your age and in your neighborhood drive. Are you sick and tired of paying for the poor driving habits of others? Through the use of technology, some insurance companies offer premiums tailored to your exact driving behaviour. Not only do you get a 10% discount just for signing up, with good driving habits, you can shave up to 25% off your premium. Do you want to be rewarded for your good driving behavior? Of course you do. Contact us today for a no-obligation quote.  Bad drivers need not apply!

Customized Protection

Perfect Fit

If all car insurance policies in Pickering, Ontario are the same, why do so many claims experiences differ? Like anything in life, it's all about execution. Unfortunately there are carriers out there who are quick to collect your premiums but are not so great at paying claims. On the other hand, some carriers are great at paying claims and try to help make the most out of a bad experience. As leading car insurance brokers in the Pickering region, we know who the good companies are and who you might want to avoid. Do you know how your current carrier measures up? Call us or get a quote today!

As Your Life Evolves, So Should Your Coverage

As life changes, is your current coverage keeping up? When we buy our first car, it gives us such a feeling of freedom. Of course for most of us, we bought a used vehicle that was affordable and purchased a basic policy that covered the basic necessities. Later on as you start to earn more money, various life scenarios arise - you upgrade your vehicle(s) -you have children, grown children leave the house, dependent parents now live with you, or maybe you travel and spend 6 months in Florida. Has anyone told you that in all of these situations that your policy options look different? How has your policy evolved with your needs over the years? Maybe you're dealing with the wrong insurance company. Either way, our expert car insurance brokers at First Durham are here to help. Call us or get a quote today!

Have a Claim, Who's In Your Corner?

Buying an insurance policy is the easy part, but choosing who to deal with should take a little more thought.  Let’s face it, you’re too busy to become an expert, and that’s where we come in. As a leading auto insurance brokerage firm in the local Pickering area, we work for you, not for an insurance company.  We take the time up front to know you and what it is you need. From there, we arrange the right coverage for you striking a balance between coverage and cost. In the event of a claim, because we work for you, we are there in your corner, making sure the insurance company is delivering on the promise they made to you.  In the event your claim gets complicated, we have a broad network of well-respected specialists in the Claims, Legal and Engineering fields ready to help support your claim through the entire process, maximizing your recovery. Call us or get a quote today!

Customized Protection

Perfect Fit

Perfect Fit

If all car insurance policies in Pickering, Ontario are the same, why do so many claims experiences differ? Like anything in life, it's all about execution. Unfortunately there are carriers out there who are quick to collect your premiums but are not so great at paying claims. On the other hand, some carriers are great at paying claims and try to help make the most out of a bad experience. As leading car insurance brokers in the Pickering region, we know who the good companies are and who you might want to avoid. Do you know how your current carrier measures up? Call us or get a quote today!

Life Evolves

As Your Life Evolves, So Should Your Coverage

As life changes, is your current coverage keeping up? When we buy our first car, it gives us such a feeling of freedom. Of course for most of us, we bought a used vehicle that was affordable and purchased a basic policy that covered the basic necessities. Later on as you start to earn more money, various life scenarios arise - you upgrade your vehicle(s) -you have children, grown children leave the house, dependent parents now live with you, or maybe you travel and spend 6 months in Florida. Has anyone told you that in all of these situations that your policy options look different? How has your policy evolved with your needs over the years? Maybe you're dealing with the wrong insurance company. Either way, our expert car insurance brokers at First Durham are here to help. Call us or get a quote today!

In Your Corner

Have a Claim, Who's In Your Corner?

Buying an insurance policy is the easy part, but choosing who to deal with should take a little more thought.  Let’s face it, you’re too busy to become an expert, and that’s where we come in. As a leading auto insurance brokerage firm in the local Pickering area, we work for you, not for an insurance company.  We take the time up front to know you and what it is you need. From there, we arrange the right coverage for you striking a balance between coverage and cost. In the event of a claim, because we work for you, we are there in your corner, making sure the insurance company is delivering on the promise they made to you.  In the event your claim gets complicated, we have a broad network of well-respected specialists in the Claims, Legal and Engineering fields ready to help support your claim through the entire process, maximizing your recovery. Call us or get a quote today!

Did you know?

How Often Do Accidents Really Happen? 

For answers we turned to the most recent published Ontario Road Safety Report.  Statistics show that in Ontario there are over 10 million drivers with 9 million registered vehicles on our roads. This has resulted in over 400,000 vehicle collisions, over half of which involve personal injury and vehicle damage. Do you know how your policy will respond to your circumstances? Connect with one of our licensed experts today to ensure you are appropriately insured.

Does OHIP Cover Car Accidents?

Despite what people think, OHIP or other Government agencies do not cover most of the expenses when someone is injured in a car accident. Many medical costs, especially those related to the purchase of devices, are paid for by your auto insurance. Depending on what you have purchased there are so many other costs your policy can cover, such as the costs related to looking after you, your children and dependents. Customize your policy to better suit your needs, you may or may not need this, has anyone taken the time to explain these things to you?  Do you know how your current policy stacks up? Want to know more about what kinds of coverage you should be considering?  Connect with one of our licensed experts who will be happy to walk you through all of your options.

Did you know?

Accidents Happen

How Often Do Accidents Really Happen? 

For answers we turned to the most recent published Ontario Road Safety Report.  Statistics show that in Ontario there are over 10 million drivers with 9 million registered vehicles on our roads. This has resulted in over 400,000 vehicle collisions, over half of which involve personal injury and vehicle damage. Do you know how your policy will respond to your circumstances? Connect with one of our licensed experts today to ensure you are appropriately insured.

Understand OHIP coverage

Does OHIP Cover Car Accidents?

Despite what people think, OHIP or other Government agencies do not cover most of the expenses when someone is injured in a car accident. Many medical costs, especially those related to the purchase of devices, are paid for by your auto insurance. Depending on what you have purchased there are so many other costs your policy can cover, such as the costs related to looking after you, your children and dependents. Customize your policy to better suit your needs, you may or may not need this, has anyone taken the time to explain these things to you?  Do you know how your current policy stacks up? Want to know more about what kinds of coverage you should be considering?  Connect with one of our licensed experts who will be happy to walk you through all of your options.

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